In the event the income of a family is serious disrupted as a result of the breadwinner becoming disabled the family can be faced with some serious financial challenges. This financial burden can be somewhat lessened when the disabled individual is successful in being granted Social Security disability benefits.
Whether you believe you are eligible for Social Security Disability Insurance or Supplemental Security Income you will be faced with a complex procedure when you apply and even worse when you are denied benefits. To help you work your way through the complex laws, rules and regulations set by the Social Security Administration you are well advised to engage the services of Chicago disability lawyers.
Disability is the last thing on peoples mind but surprisingly, the chances of becoming disabled are higher than you would think. Statistically, 30 percent of Americans will suffer a disability before they reach the age of retirement. This is where the federal government steps in; it is charged with providing disability benefits to those that have a physical or mental disability that stops them from earning a living.
Social Security disability is only available to people who are totally disabled, benefits are not available for those judged as partially disabled. Benefits are paid through one of two programs, depending on a host of different rules and circumstances; SSDI is based on accumulated work credits while SSI is based on need and is available to the aged, blind and disabled who have little or no income.
Disability is not a given, about three quarters of the applicants are denied benefits. Being denied benefits is not the end of the line, there is an appeals process available for those that believe their disability meets the full criteria and that they should be awarded benefits. As the process is very complex and confusing it is at this stage when applicants should hire Chicago disability lawyers.
Your lawyers will work on contingency which simply means that they get paid when they win your disability claim for you. The legal fee is capped, it is limited to 25 percent of the past due benefits you are awarded but no more than $6,000. The cost of hiring Chicago disability lawyers is very little as their fee comes directly from the back-pay award and is paid to the firm directly by the Social Security Administration. Monthly payments that you will continue to receive are not subjected to any further deductions.
If you can no longer earn a living due to an injury or illness you may qualify for Social Security disability benefits. To discuss your particular situation you are invited to contact The Law Offices of Rabin, Kodner & Brown.
