Operating an automobile on the highway turns into a nightmare if you are in an accident and are without insurance coverage. This nightmare turns into horror if you are in a Commonwealth such as Pennsylvania. In a Commonwealth, there are certain guidelines and restrictions concerning automobile insurance and if you are not abreast of what they are, it can become really confusing for you during the time of an accident. Florey Insurance Agency, located in Pennsylvania sells Auto Insurance in Scranton, PA. They have been in business for 39 years and want to answer some common questions that may surround the auto insurance mystery in Pennsylvania.
* When it comes to paying for repairs to your vehicle, there are two options: your own insurance company or the insurance carrier of the at-fault party. Of course, you expect the party at fault to pay for the damages. After all, it is THAT PERSON’S fault. However, the fastest and easiest way to get it done if you have collision insurance is to have your company pay for it which is done after you meet your deductible. The at-fault party’s insurance may reimburse the deductible later.
* In the case of the vehicle being totaled -this being confirmed by a reputable mechanic- research for the Blue Book value of the car, ensuring to figure in for any upgrades made to the car. The title of the car will most likely go to the insurance company in exchange for the negotiated value of the vehicle.
* In Pennsylvania, if you are injured in an automobile accident, they have “first party benefits.” This essentially means that your auto insurance pays for medical bills based on the limits you selected on your policy.
Florey Insurance Agency is located in Clarks Summit, Pennsylvania and covers the entire Commonwealth of Pennsylvania with over 7000 customers. They handle all forms of insurance: auto, life, home, health and annuities, commercial insurances such as worker’s compensation, truck fleets, etc. Their agency has been selected as a signature agent, an honor that is bestowed upon one percent of agents all over the nation because of distinguished service and performance.
