If you own a motorcycle in Tulsa, you know that the cost of insuring your bike is nowhere near as expensive as insuring your car or truck. Still, if you’re smart you can get a significant discount on Motorcycle Insurance in Tulsa OK that will help you save money on your yearly transportation costs. If you own a motorcycle, keep reading for some easy ways to save on the cost of your insurance policy.
Raise Your Deductible
If you have an accident, your deductible is the amount of money you’ll be responsible for paying before your insurance company picks up the bill. If you have emergency savings put aside, raising your deductible is one of the easiest ways to lower the up-front cost of your Motorcycle Insurance in Tulsa OK. According to the FCIC, you could save 20% or more on the yearly cost of your insurance policy if you double your deductible–if you have no at-fault accidents.
Shop Around
Motorcycle insurance is highly variable, so it pays to shop around frequently. Depending on the market, you could save big by switching insurance companies during any given year. Many motorcyclists purchase their insurance from large national companies, but in Oklahoma you may find better rates with local agents due to lower-than-average state insurance costs. To learn about current rates in Tulsa, click to find out more.
Join a Club
Riders who belong to a national club often enjoy lower insurance rates than those who ride solo. If you’d like to shave a bit off of your bottom line, try joining a motorcycle group like the American Motorcyclist Association or the Harley Owners Group. According to MSN.com, both associations frequently clue members in to discounted insurance policies.
Ride Safe
According to the Department of Motor Vehicles (DMV), successfully completing a motorcycle safety course can save you around 15% on the cost of your motorcycle insurance. These courses typically focus on safe riding techniques, defensive driving techniques and the importance of safe riding gear. Contact your local DMV to find a class near your.
If you own a motorcycle in Tulsa, safe driving and a few smart moves could result in significant insurance savings during the course of the year. For even more ways to save, contact your local insurance experts at AES Insurance Brokers.
