When an employee is hurt while on the clock, there is a step-by-step process that he must carefully followed before he can become eligible for workmans comp in San Diego. These steps must be followed to the letter with all the appropriate paperwork and documents filled out and signed in order for the claim to become valid. Missing a single step can make you ineligible for the benefits that can provide relief for you and your family while you are unable to work.
Before the claim is made, the employee must notify the employer that he has been seriously injured as a result of an accident that occurred during work hours and on the premise of the work site. The employee will then be required to visit a medical professional to get a full report on the extent of the injury and submit the paperwork to the company for verification. Workmans comp in San Diego is a very complex process that requires tons of papers to be signed from you, your employer and doctors.
Generally, once the claim has been submitted, the employee will then begin to receive provisional liability payments, which normally take into effect within seven days and can last for a duration of up to 12 weeks. The insurer, in the meantime, will further examine your case to determine whether your injury warrants further payments and benefits or should be discontinued altogether.
The insurance company will launch a thorough investigation and will bring in both the worker and employer for questions regarding the events leading to the accident. They will also want to see medical records. If you happen to be the employee, then expect to get the third degree because they will look for the slightest sign that your injury is being exaggerated.
Workmans comp in San Diego can provide the injured worker with financial and medical benefits in the case that he sustains a serious injury from a work related accident. However, some insurance companies may be hesitant to cough up the benefits. This is why it is crucial to carefully follow every step and submit all the required paperwork when submitting a claim. You can also hire an attorney if the insurance company is being extra stubborn and is looking for every excuse in the book to prevent from having to approve of your claim.
Workmans Comp San Diego – When filing a claim for workmans comp in San Diego, the employee must be sure to have all the right documents and also have the correct papers signed and verified by doctors. Workmans comp in San Diego ensures that you and your family are covered while you heal from your injuries.
