An uninsured driver may lack coverage for various reasons. Some people miss payments while others simply forget to renew their policies. However, in Illinois, it’s illegal to drive without insurance. If someone with no insurance is in an accident, they might not know how to handle it, especially if they were not responsible. Here’s where a
car accident attorney in Granite City, IL, can help. Read on for additional information on Illinois’ auto insurance rules.
Auto Insurance Laws
In an auto accident, the person not at fault can seek compensation from the responsible party. Drivers must have at least $25,000 in bodily injury coverage per person and $20,000 in property damage coverage. If you weren’t at fault but don’t have insurance, there may be a limit on the recovery of non-economic damages like pain and suffering. Every case is different, and your attorney will use their legal knowledge to help you achieve the fairest possible outcome.
Punishments for Driving With No Insurance
As a driver in Illinois, you must have auto insurance or you’ll face severe penalties. First and second offenses may result in fines of about $500 and a three-month license suspension. For subsequent offenses, you’ll lose your license for three months and you will have to pay a $1000 fine and a $100 reinstatement fee. Though most people drive with no insurance to save money, it can be far costlier not to have it.
Call a Lawyer Today
When someone causes an auto accident, you should seek compensation for your injuries. Medical bills may accumulate and you may miss time at work. A car accident attorney in Granite City, IL, will work to get you a fair settlement and help you get back to where you were before the accident. Call Becker, Schroader, & Chapman, PC or visit the website to learn more.
