Statewide automobile insurance requirements order all drivers to maintain these policies to prevent litigation and to uphold the responsibility of at-fault motorists. The state of Wisconsin requires that all drivers provide proof that they are compliant with its financial responsibility requirements by maintaining coverage. Any drivers found to be non-compliant will suffer the penalties imposed on uninsured motorists.
What are the Automobile Insurance Requirements?
The state of Wisconsin is classified as a no-fault state which requires that the driver file a claim through his or her insurance carrier after an automobile accident. The automobile insurance requirements state that the driver must carry liability insurance, which provides a minimum of $25,000 and a maximum of $50,000 for each individual who sustains injuries in an accident.
They should have bodily injury coverage that ranges from $50,000 to $100,000 when more than one individual is injured. The drivers must have coverage for up to no less than $10,000 for property damage and $1,000 for medical expenses. Anyone who is injured in an automobile accident in which the driver who caused the accident was not insured should contact a Personal Injury Lawyer in Beaver Dam WI.
The driver is further required to carry uninsured or under-insured motorist coverage. These minimums are $100,000 per injured individual and at least $300,000 for the accident. For the driver to show his or her financial responsibility as required by the state, the individual must possess proof of all required insurance policies. Anyone without this proof is subject to the penalties imposed by the county in which the accident occurred and the Department of Motor Vehicles.
Combined Traffic Violations
The state of Wisconsin enforces strictly any potential traffic violations, which could lead to an automobile accident. All drivers are required by these laws to refrain from submitting text or email messages while operating a motor vehicle. Anyone who causes an automobile accident due to this offense is subject to penalties imposed by the state.
Furthermore, any driver who is otherwise impaired during or after an accident is also subject to penalties associated with driving under the influence laws and penalties. The imposed punishment for this violation is based on the number of prior convictions and whether a fatality occurred. Anyone who sustained injuries in an accident due to either of these traffic violations should contact a Personal Injury Lawyer in Beaver Dam WI or Visit website for further details.
