In the state of Kentucky, all employers are required by law to maintain worker’s compensation insurance to cover the cost of injuries sustained by employees. The insurance covers all liabilities that may occur in the workplace and in other locations in which the employer may send the workers to perform job duties. This includes out-of-state assignment for contractors. Any employee who sustains an injury and is not provided benefits under these policies should consult a workers’s compensation attorney in Florence KY.
Stipulations of Worker’s Compensation
According to national employment laws, all employers who have any workers performing duties within their company are required to purchase worker’s compensation insurance. Workers are identified as any individual who performs duties, including volunteers and family members. The only exception to this ruling is if the company consists of two individuals who are business partners in which they both have a stake in the success of the business.
When an employee is injured in the workplace, the employer is required to send him or her for immediate medical attention. The employer cannot speculate on the severity of the injuries without medical evidence; he or she is required to wait for the findings of a medical report. After this document is received by the human resources department, the employer is required to file a claim with their insurance provider.
The claim’s adjuster for the insurance provider evaluates the doctor’s findings to determine whether or not the injury qualifies for additional benefits. If the injury does not require an extensive recovery time, the employer is responsible for the medical costs only. However, if the injury did warrant benefits and the employee was denied, he or she can file a claim through a workers’s compensation attorney in Florence KY.
Any refusal to file a claim for worker’s compensation on the employer’s part is a direct violation of Kentucky employment laws. It is also a violation of worker’s compensation laws. These unethical practices are common in businesses with high employment turnarounds, in which managers try to keep costs low to secure a bonus. Any employee who is refused care after a work-related injury should file a claim.
