The federal law entitles every citizen to begin afresh when his or her financial life has been brutally affected by bankruptcy. The bankruptcy law provides that any person may file Chapter 7 Bankruptcy to reconstruct their financial situation. When you file Chapter 7 bankruptcy, the process anticipates you will eliminate most of your non-secured debts. Such debts that can be eliminated under Chapter 7 bankruptcy include medical bills, credit cards, deficiencies on repossessed vehicles, judgments resulting from auto accidents and personal loans you may have taken.

However, people who are contemplating Chapter 7 bankruptcy must know that the process is complex and would require them to hire an experienced and skilled bankruptcy lawyer to guide them through the process of filing for bankruptcy. The process of filing for bankruptcy in Wetumpka can be tedious if you take it upon yourself, but you can make everything simple and hassle-free by hiring a knowledgeable lawyer who has handled numerous bankruptcy petitions.

In addition to releasing most of the unsecured debts, Chapter 7 Bankruptcy will allow you to retain a portion of your property to help you start from a formidable base once again. If you are worried that your property will be foreclosed, you want to hire a bankruptcy attorney In Wetumpka, AL to prevent foreclosure proceedings and any future attempts by your creditors to repossess your hard-earned properties such as a car, home or personal belongings. Conversely, if you do not file a Chapter 7 or 13 bankruptcy, you will risk losing your property due to missed payments or delinquency.

You should begin your journey toward a debt-free life by calling a reputable law firm for initial consultations. Usually, initial consultations are free of charge and will help you know what to expect in your petition. As soon as you enter a contractual agreement with an experienced bankruptcy lawyer, you will begin to understand all your rights. In addition, a lawyer will protect you from undue harassment from credit collectors, credit agencies and lenders since creditors are not allowed to disturb you once you have filed bankruptcy proceedings. You will reignite your financial strength if you file chapter 7 or chapter 13 bankruptcy. Visit us at

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