Permanent work restrictions workers comp for MN residents mean the person cannot safely return to the same job or can no longer do it full-time. Because of a work accident or job-related illness, a certain level of disability has occurred. That does not necessarily mean the individual is unable to work at all.
Maximum Medical Improvement
As the person recovers from the incident, workers compensation insurance pays for medical care and lost wages. Once the doctor decides that maximum medical improvement has been reached, this physician may determine that certain work restrictions should be in place. A few different permanent work restrictions workers comp for MN employees can be declared.
Sometimes the employer has another type of job available that the employee could do full-time. The worker may no longer be able to lift 50 lbs., for example, but other positions in the company may not require this. Often, however, this is not the case. Employers are not required to create light-duty jobs for employees who have become disabled because of an occupational health problem. There may simply be no suitable opportunities.
Workers comp might pay for retraining that would qualify the person for another occupation that pays comparably. If the individual’s permanent disability is definitively connected with a reduction in income, workers compensation should be responsible for providing payment for this disability. The money is financial compensation for an injury or illness that was caused by a job-related situation. The money is usually paid in the form of a lump sum settlement.