Long term disability can be extremely difficult to deal with. Not only are you suffering through the painful condition, but you must also deal with your LTD insurance company and the claim you are filing with them. Though you have paid your premiums and been a loyal customer, the insurance company will still work to deny your claim. The more disability claims they are able to deny, the better their margin looks. Unfortunately, these insurance companies will sometimes go to the extreme to make sure you are denied your benefits. This is why many people feel more comfortable hiring Long Term Disability Attorneys in Atlanta to represent them. By hiring an attorney, you can rest assured your rights are being protected, so you can focus on your recovery.
What Can You Expect When Dealing With LTD Insurance Companies?
The reason many people end up needing to hire Long Term Disability Attorneys in Atlanta is because the insurance companies often use unscrupulous methods of denying a person’s claim. They will often hire private investigators to follow people who are claiming to be permanently disabled. They may take photos of you getting in and out of your car, taking the trash or even stooping to pick up a newspaper or a piece of trash. These methods are not fair to the disabled individual, because they do not paint a truly accurate picture of what is going on with the person’s health. Often, the video surveillance is a series of highlights, meant to make the disabled person look as if they are deceiving the insurance company by filing a claim.
At the onset of your claim, you may be asked to supply information, make statements and sign releases. It is important you do not answer to any of these requests without speaking with your attorney. The information you supply could later be used against you in your claim. Having a lawyer working on your side can protect you throughout the process, so you know how and when to respond to these requests.
If you have been denied long term disability benefits from your insurance company, Visit the website today. They will be glad to assist you with your claim and will work to get you the benefits you deserve.
