In 2015, there were 32,166 fatal car crashes in the U.S., reports the Insurance Institute for Highway Safety (IIHS). Explored further, that’s about 35,092 deaths or 10 deaths for every 100,000 and 1.13 deaths for every 100 million miles. These numbers also point out how likely road accidents are.
If you get yourself involved in one, you might find the insurance company offering a settlement agreement. Do you sign it right away? Here’s what you need to know before you decide:
Get legal help
A car accident lawyer can review the offer and advise you on whether the agreement is fair or not. If you don’t know, you could end up signing a document that’s not going to be enough to cover the costs of your treatments and bills, let alone the damage to your car.
Know claim value
A lawyer can also easily determine the value of your claim. If it’s too small, you might want to reconsider filing for one, though. It also wouldn’t hurt to consult with an attorney on what your next legal move should be.
Deal with insurance companies
Dealing with insurance companies can be a trying experience to face on your own. Some might start out friendly, only to aggressively hound and pressure you into claiming the accident was your fault. By hiring a car accident lawyer, you can leave this to your lawyer. They know how to handle insurance companies so that’s one less worry and stress off your plate.
Know your options
Don’t decline that offer, though, unless you’re fully aware of your options and alternatives. Many insurance disputes are settled in mediation. Is that legal avenue acceptable for you? Or do you want to go to court? You’ll want to consider these questions carefully before you move forward with your decision to file for a claim or not.
