A homeowner’s insurance policy is an essential part of making sure that you and your family are protected in case of an accident. Usually, these policies can be quite expensive, unless you know how to get substantial discounts. Here are a few little know ways to receive discounts on your home insurance in Lancaster PA.

Gated Community

If you live in a gated community, then you may be able to save a considerable amount of money on your home insurance. By having a protection barrier between you and would be robbers may be able to save you money due to the safety of your home. Generally, the location of your home will be a determining factor in the cost of your homeowners policy. If you live in a high crime area, then it is safe to assume that your rate will be much higher than a home in an affluent part of town. Variables such as the close proximity of a fire station or the accessibility to your neighborhood may be a determining factor in getting you a much better rate on your homeowners insurance policy.

Impact Resistant Roofing

One of the most important parts of your home, as far as the insurance company is concerned, is your roof. Your roof is the only part of your home that takes a consistent beating from the elements, so it is important that it is made of durable material. The newest forms of roofing materials are guaranteed to be impact resistant, which means far less damage from wind and rain. By installing this new type of roof, you may be able to get a considerable discount on your home insurance policy. The insurance company figures that if the roof is impact resistant, then there is less chance that a claim will be made for a damaged roof. By saving them money on claims filed on your roof, you can in turn save money on a reduced cost home insurance policy.

Finding a good insurance company is a vital part of saving money on your policy. The professionals at Susquehanna Insurance are more than capable of taking care of all of your insurance needs.

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